Car Insurance in North Carolina: What You Need to Know

Understanding NC Car Insurance Laws

In North Carolina, car insurance is mandatory for all drivers. The state requires a minimum of $30,000 bodily injury liability per person and $60,000 bodily injury liability per accident.

Additionally, drivers must also carry property damage liability coverage with a minimum limit of $25,000.

Types of Car Insurance Coverage in NC

There are several types of car insurance coverage available in North Carolina, including liability, collision, comprehensive, and personal injury protection.

Liability coverage pays for damages to other people or property if you're involved in an accident. Collision coverage pays for damages to your vehicle, regardless of who's at fault.

Tips for Finding Affordable Car Insurance in NC

To find affordable car insurance in North Carolina, consider shopping around and comparing rates from multiple providers.

You can also look into discounts offered by your insurance company, such as a good student discount or a multi-car discount.